Pennsylvania drivers are required to maintain car insurance.
- PA drivers are required to carry liability insurance coverage. This is the insurance that protects the party that caused an accident.
- PA drivers are also required to carry a minimum of $5,000 in medical coverage. This is the insurance that pays your medical bills regardless of who caused your accident.
- Other options are available to drivers when they purchase their insurance and the choices that they make can have significant effects on their future recoveries if they are involved in a car accident.
- PA accident law allows people who are injured in motor vehicle accidents to recover damages and often it is insurance companies who are paying the damages pursuant to the terms of the automobile insurance contract.
Is There No Fault Car Insurance in PA?
Yes, there is no fault car insurance in PA. PIP (also known as Personal Injury Protection or First Party Benefits) is mandatory in Pennsylvania. PIP benefits are a type of no fault insurance that covers your medical bills, up to the amount included in your policy, if you are hurt in a Pennsylvania accident. You are entitled to PIP benefits regardless of whether you were at fault for causing an accident. Additional coverage may be purchased from insurance companies to cover other financial losses such as lost wages, without regard to fault. Your ability to recover non-economic damages for things such as pain and suffering are typically limited if you were at fault for an accident..
Our Lawyers Can Explain PA No Fault Car Accident Laws
It is important to understand the Pennsylvania accident law so that you can decide how best to protect you and your family if you ever cause a PA accident. Jon Ostroff has spent the past 20 years helping more than 20,000 PA accident victims understand what they are entitled to. Jon will explain your rights after a PA auto accident in a way that leaves you informed. Jon understands Pennsylvania accident laws and can help you understand what you are entitled to from your insurance company.
Do not allow your insurance company to interpret accident law for you. Remember, the goal of your insurance company is to pay you as little as they possibly can pay you. That is how they make a profit. Our lawyers believe that your legal right to recover damages pursuant to a no fault accident policy should not be limited by the insurance company’s desire to make a profit. We are committed to protecting your rights and helping you recover what is rightfully yours pursuant to PA law and the terms of your insurance policy contract.
Ostroff Injury Law will help you if you have been hurt in an accident – no matter what type of PA auto insurance policy you carry. Contact us today at 1-888-930-8484 or via our online contact form for a free case evaluation. Let us help you get the recovery that you deserve!